Credit Reports Credit reports list your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you’ve been sued, arrested, or filed for bankruptcy. Credit reports help lenders decide if they’ll give you credit or approve a loan. The reports also help determine what interest rate they will charge you. Employers, insurers, and…
It’s no secret that Chase has many of the best credit cards on the market, but those cards are also usually only available to consumers with good or excellent credit. If you’re right on the cusp of a good credit score or you’ve made some financial missteps in the past, it’s hard to know whether Chase will approve your application. There are two ways you…